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Terms and Conditions of Use

All use of the Caprin Asset Management, LLC (here forward referred to as “Caprin”) Web pages (“Caprinbonds.com”) is subject to the terms and conditions set forth below. By accessing and using any portion of Caprinbonds.com or any service on Caprinbonds.com, you (the “User”) agree to and accept the terms and conditions described below. Furthermore, you must explicitly agree to the conditional use of this site before you can access the Caprin Weblog. These terms and conditions represent a binding contract between you and Caprin. These terms and conditions are in addition to any other agreements between you and Caprin. If you do not agree with any of these terms and conditions, please do not continue using Caprinbonds.com. Without explicit acceptance here, you will not be permitted to access the Caprin Weblog.

Caprin reserves the right to change the terms of this User Agreement. Changes will be posted here, and will become effective immediately upon posting. Use of Caprinbonds.com following the posting of any changes to these terms and conditions constitutes acceptance of those changes by the User.

Use of Caprinbonds.com

Caprin hereby grants you a non-exclusive, non-transferable license to access and use Caprinbonds.com under the terms described in this Agreement. In addition to any other restrictions on use contained in this Agreement, the User may not disseminate any portion of Caprinbonds.com through electronic means, including mail lists or electronic bulletin boards, without the prior consent of Caprin. You may, under this agreement, add links to Caprinbonds.com and our blog to your Web site or email for FREE provided that no content is published full-text or altered in any way. We also require that this content be clearly attributed to Caprin.

Except as expressly permitted in this Agreement, Caprinbond.com may not be reproduced, transmitted, or distributed without the express, written consent of Caprin. The User may not commingle any portion of Caprinbonds.com with any other information and shall not edit, modify, or alter any portion. All of Caprinbonds.com content is either the property of or licensed to Caprin. The User shall honor all reasonable requests by Caprin to protect Caprin’s proprietary interests in Caprinbonds.com.

In addition, the User may not:

  1. use Caprinbonds.com for any purpose that is prohibited by any law or regulation, or to facilitate the violation of any law or regulation;
  2. use or attempt to use any “scraper,” “robot,” “bot,” “spider,” “data mining,” “computer code” or any other automated device, program, tool, algorithm, process or methodology to access, acquire, copy, or monitor any portion of Caprinbonds.com, any data or content found on or accessed through Caprinbonds.com, or any other Caprinbonds.com information without the prior and expressed written consent of Caprin;
  3. obtain or attempt to obtain through any means any materials or information on Caprinbonds.com that has not been intentionally made publicly available either by public display on Caprinbonds.com or through accessibility by a visible link on Caprinbonds.com;
  4. violate any measure employed to limit or prevent access to Caprinbonds.com or its content;
  5. violate the security of Caprinbonds.com or attempt to gain unauthorized access to Caprinbonds.com, data, materials, information, computer systems or networks connected to any server associated with Caprinbonds.com, through hacking, password mining or any other means;
  6. impersonate any person or entity, or falsely state or otherwise represent an affiliation with a person or entity;
  7. interfere with, attempt to interfere with or otherwise disrupt the proper working of Caprinbonds.com, any activities conducted on or through Caprinbonds.com or any servers or networks connected to Caprinbonds.com, including accessing any data, content or other information prior to the time that it is intended to be available to the public on Caprinbonds.com;
  8. take or attempt any action that, in the sole discretion of Caprinbonds.com, imposes or may impose an unreasonable or disproportionately large load or burden on Caprinbonds.com or the infrastructure of Caprinbonds.com.
  9. forge headers or otherwise manipulate identifiers in order to disguise the origin of any Other Content;
  10. disobey any requirements, procedures, policies or regulations of networks connected to Caprinbonds.com; or
  11. use Caprinbonds.com to stalk or harass another.

If you see any violations of these terms and conditions on Caprinbonds.com, please contact us at caprin@caprinbonds.com

The User agrees to indemnify Caprin from all damages, liabilities, costs, charges and expenses, including reasonable attorneys’ fees, which Caprin, its employees, and authorized representatives may incur as a result of the User’s breach of this Agreement. Caprin reserves the right to assume the exclusive defense and control of any such matter for which the User has agreed to indemnify Caprin in which event the User shall have no further obligation to indemnify with respect to that particular matter.

NO WARRANTIES/LIMITATIONS ON LIABILITY

ALL THE INFORMATION CONTAINED IN CAPRINBONDS.COM IS PROVIDED “AS IS” WITHOUT ANY WARRANTIES OR GUARANTEES OF ANY KIND. CAPRINBONDS.COM MAY CONTAIN ADVICE, OPINIONS AND STATEMENTS OF VARIOUS INFORMATION AND CONTENT PROVIDERS. HOWEVER, CAPRINBONDS.COM IS FOR INFORMATIONAL PURPOSES ONLY. RELIANCE ON SUCH INFORMATION IS AT YOUR OWN RISK. PRIOR TO THE EXECUTION OF A PURCHASE OR SALE OF ANY SECURITY OR INVESTMENT, YOU ARE ADVISED TO CONSULT WITH YOUR OWN FINANCIAL ADVISOR OR OTHER PROFESSIONALS.

NEITHER CAPRIN NOR THEIR THIRD PARTY LICENSORS MAKES ANY GUARANTEES OR WARRANTIES AS TO THE TIMELINESS, ADEQUACY, ACCURACY OR COMPLETENESS OF OR RESULTS TO BE OBTAINED FROM, ACCESSING AND USING CAPRINBONDS.COMOR ANY MATERIAL THAT CAN BE ACCESSED (VIA A DIRECT OR INDIRECT HYPERLINK OR OTHERWISE) THROUGH CAPRINBONDS.COM. NEITHER CAPRIN NOR THEIR THIRD PARTY LICENSORS SHALL BE LIABLE TO THE USER OR ANYONE ELSE FOR ANY INACCURACY, DELAY, INTERRUPTION IN SERVICE, ERROR OR OMISSION, REGARDLESS OF CAUSE, OR FOR ANY DAMAGES RESULTING THEREFROM. IN NO EVENT WILL CAPRIN OR ANY OF THEIR THIRD PARTY LICENSORS BE LIABLE FOR ANY INDIRECT, SPECIAL OR CONSEQUENTIAL DAMAGES, INCLUDING BUT NOT LIMITED TO, LOST TIME, LOST MONEY, LOST PROFITS OR GOOD WILL, WHETHER IN CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, AND WHETHER OR NOT SUCH DAMAGES ARE FORESEEN OR UNFORESEEN WITH RESPECT TO ANY USE OF CAPRINBONDS.COM. USER AGREES THAT ALL DEMANDS OF WHATEVER KIND ASSESSED AGAINST CAPRIN OR ANY OF ITS THIRD PARTY LICENSORS ARISING OUT OF RELATING TO USE OF CAPRINBONDS.COM SHALL NOT EXCEED THE TOTAL AMOUNT THE USER PAID TO CAPRIN FOR USE OF CAPRINBONDS.COM DURING THE PREVIOUS TWELVE (12) MONTHS.

Term and Termination

Caprin shall have the right to immediately terminate this Agreement in the event of any breach by a User of this Agreement. Caprin may discontinue or change Caprinbonds.com or its availability to you, at any time and for any reason.

General

This Agreement constitutes the entire agreement between the parties relating to Caprinbonds.com and supersedes any and all other agreements, oral or in writing, with respect to Caprinbonds.com. The failure of Caprin to insist upon strict compliance with any term of this Agreement shall not be construed as a waiver with regard to any subsequent failure to comply with such term or provision. This Agreement is personal to you, and you may not assign your rights or obligations to anyone. If any provision in this Agreement is invalid or unenforceable under applicable law, the remaining provisions will continue in full force and effect. This Agreement, your rights and obligations, and all actions contemplated by this Agreement shall be governed by the laws of the United States of America and the State of Virginia, as if the Agreement was a contract wholly entered into and wholly performed within the State if Virginia.

Privacy Notice

Caprin respects the privacy rights of our website users and is strongly committed to protecting your privacy. This Privacy Policy applies to this Web site and any publications or email notifications to which you subscribed via this Web site, and covers all information collected and provided to Caprin when you subscribed. It does not apply to any other information provided to Caprin or collected in any other way (whether offline or online) by Caprin unless expressly indicated as such by Caprin.

Collection and Use of Personal Information

Caprin, or a designated service provider, may collect personal information that you voluntarily provide through this Web site which may include your name, address, e-mail address, etc. Any information obtained is used solely to provide you with your requested service or product and/or to communicate with you. Consistent with the choice you make when providing personal information, Caprin may use your personal information to provide you with information about our products and services via various means including e-mail. You may instruct Caprin at any time not to use your personal information covered by this Privacy Policy to provide you with information, special offers, and promotions by clicking here, or by emailing caprin@caprinbonds.com and requesting said change. Please note that if you exercise choice in this manner, you will continue to receive communications concerning your account and products and services you requested, and in response to any requests for information by you. Your choice does not apply to any other Caprin products or services to which you may subscribe or purchase. Please also note that this opt-out process may take some time to complete, consistent with applicable law.

Use of Cookies and Other Electronic Tools

Caprin and the parties with whom we work (e.g., service providers, business partners) may place, view, and/or use “cookies,” Web server logs, Web beacons, or other electronic tools to collect statistical and other information about your use of this Web site and other websites. This information may include information about the IP address of your computer, browser type, language, operating system, your mobile device, geo-location data, the state or country from which you accessed this Web site, the Web pages visited the date and the time of a visit, and the websites you visited immediately before and after visiting this Web site.

Caprin and the parties with whom we work may use the information collected for various reasons, either on behalf of Caprin or for the other parties’ own purposes, including research, analysis, to better serve visitors to this Web site (such as by enabling log-in, providing access to certain sections of this Web site, providing customized content, or presenting online advertising on this Web site or other websites tailored to your interests as described further below), to compile aggregate and anonymous information about usage of this Web site and other websites, other statistics, etc. However, if you have deleted and disabled cookies, these uses will not be possible to the extent they are based on cookie information.

To assist us with the uses described in this Privacy Policy, information collected about your use of this Web site or other websites may be combined with personal or other information about you from other online or offline sources. If you prefer that we not combine non-personal information that has been collected, through cookies, about your use of this Web site or other websites with personal or other information about you, then please delete and disable cookies for each browser, on each computer you use to surf the Web.

Disclosure of Personal Information and Other Information

Caprin may share your personal and other information with our designated service providers. Caprin may also share with other third parties information about our Web site users, such as your use of this Web site or other websites, and the services provided on this Web site or other websites, but only on an anonymous and aggregate basis.

If you participate in certain features of this Web site (e.g., sharing news stories of interest), please note that any information you or others voluntarily disclose through use of these features becomes available to the public and/or other users whom you have designated. If you choose to provide access to designated individuals, please be aware that any information you post will be visible to such individuals for their use. Caprin is not responsible for the information that you or others choose to disclose publicly on this Web site, and neither Caprin’s nor others’ use of such information is subject to this Privacy Policy.

Caprin may also disclose your personal and other information to unaffiliated third parties if we believe in good faith that such disclosure is necessary: (a) to comply with the law or in response to a subpoena, court order, government request, or other legal process; (b) to produce relevant documents or information in connection with litigation, arbitration, mediation, adjudication, government or internal investigations, or other legal or administrative proceedings; (c) to protect the interests, rights, safety, or property of Caprin or others; (d) to enforce any terms of service on this Web site; (e) to provide you and other users of this Web site with the services or products requested by you and/or the other users, and to perform other activities related to such services and products, (f) to provide you with information from Caprin that may be of interest to you; or (g) to operate Caprin’s systems properly.

The collection, further use, and/or disclosure of your information by Third-Party Providers or by other third parties is not the responsibility of Caprin. Rather, such collection, use, and/or disclosure is governed by the third parties’ privacy policies.

Accuracy and Security of Personal Information

Any personal information you provide to Caprin is kept on secure servers. Caprin uses reasonable administrative, technical, personnel, and physical measures (a) to safeguard personal information against loss, theft, unauthorized use, disclosure, or modification; and (b) to ensure the integrity of the personal information. To help us protect your privacy, you should maintain the secrecy of any and all logon IDs and passwords you may have set up in connection with your participation in this Web site’s service.

Accessing and Updating Your Personal Information

To access, review, rectify, or delete your personal information covered by this Privacy Policy, please make your request by clicking here. While Caprin will make reasonable efforts to accommodate your request, we also reserve the right to impose certain restrictions and requirements on such access requests, if allowed or required by applicable laws.

Links to Third-Party Websites

Caprin may provide links to third-party websites, including social networking websites. Since we do not control third-party sites and are not responsible for any information you may provide while on such sites, we encourage you to read the privacy policies on those websites before providing any of your information on such sites.

Questions Regarding This Privacy Policy

If you have questions regarding this Privacy Policy, please contact us by clicking here.

Modifications to This Privacy Policy

Caprin reserves the right to change this Privacy Policy at any time by posting revisions on this Web page. Such changes will be effective upon posting.

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DISCLAIMER: None of the statements expressed or information contained on this site shall in any way constitute investment advice or a recommendation to purchase or otherwise trade and investment. All purchase or sale of securities are sole the discretion of the reader. Articles and links are provided for informational purposes only and are believed to be reliable; however, in no way shall their presentation here be construed as a guarantee of their accuracy by Caprin.